To send money from the USA to Latin America in 2026, download PTX Exchange, choose your destination currency, enter the recipient's details and confirm. You see the real-time exchange rate and the 1.6% service fee before you pay, so the amount your family receives is the amount you were shown.
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Registered with FinCEN (MSB No. 31000320793963) · Bank-grade encryption · Human support in PT/ES/EN
Which corridors can I send to?
PTX Exchange supports seven currencies (USD, BRL, MXN, EUR, GBP, CAD, AUD), covering transfers from the United States to Brazil, Mexico, Colombia and the Dominican Republic, plus cash pickup options through partner networks. Recipients in Brazil are paid via Pix.
PTX Exchange vs. a traditional bank
| Item | PTX Exchange | Traditional bank (typical) |
|---|---|---|
| Fee | 1.6%, shown before you confirm | Built into the exchange rate |
| Exchange rate | Real-time, shown upfront | Less favourable, less visible |
| Sending limits | High limits, no hidden approvals | Low limits, repeated approvals |
| Delivery | In minutes, tracked in real time | Days, limited visibility |
| Support | Real people in PT/ES/EN | Bot or generic call centre |
| Extras | Travel, life and commercial insurance in-app | Sold separately |
Why use PTX Exchange?
PTX Exchange is a currency exchange and remittance service built by immigrants for immigrants, registered as a Money Services Business with FinCEN in the United States (No. 31000320793963). It offers a transparent 1.6% service fee, real-time exchange rates, high sending limits, real-time tracking and human support in Portuguese, Spanish and English.
Frequently asked questions
Which countries can I send money to with PTX Exchange?
PTX Exchange sends money from the United States to Brazil, Mexico, Colombia and the Dominican Republic, with seven supported currencies and cash pickup through partner networks. Recipients in Brazil are paid via Pix.
What does PTX Exchange charge?
A 1.6% service fee, shown together with the real-time exchange rate before you confirm. There is no markup hidden inside the rate.
How long does a transfer take?
Transfers arrive in minutes, and you can track every step in the app until the money lands.
Is PTX Exchange safe?
Yes. PTX is a Money Services Business registered with FinCEN in the United States (No. 31000320793963), and every transfer is protected by bank-grade encryption.





